Lagos leasing company · Since 2015
Get what you need today. Pay comfortably over time.
Appliances, solar power, office equipment and vehicles for individuals and growing businesses — with clear terms and a payment plan built around your income.
- In business
- 10+ yrs
- 2022 awards
- 2×
- Offices
- 2
Gold — Customer Excellence — Africa Brands Awards, 2022
Top 100 Fastest Growing SMEs in Nigeria — BusinessDay, 2022
What you can lease
Everything your home or business needs — without the upfront strain.
How it works
Four simple steps from request to delivery.
No complicated paperwork upfront. Tell us what you need and we'll guide you through the rest.
- 01
Tell us what you need
Choose the item or service and share a few details online, on WhatsApp or by phone.
- 02
Quick assessment
Our leasing team reviews your request and confirms what you'll need to provide.
- 03
Agree your terms
We agree a payment plan and tenor that fits your income — all in writing, no hidden surprises.
- 04
Use it while you pay
We acquire the item and you start using it while you pay in agreed instalments.
What helps us move faster
Exact requirements depend on the item and your situation — our team will confirm them. Having these to hand usually speeds things up.
Valid ID
A government-issued means of identification.
Proof of income
Payslips, bank statements or business records.
Item details
A quote, model or description of what you want.
Reachable contact
A phone or WhatsApp number we can reach you on.
Budget planner
See how the cost could spread across your months.
Move the sliders to plan a comfortable deposit and tenor, then send it to us for an exact quote.
What do you want to lease?
Monthly instalment before finance charge
₦100,000
for 12 months
- Item price
- ₦1,500,000
- Your deposit
- ₦300,000
- Amount to be leased
- ₦1,200,000
A planning guide only — your finance charge and final monthly payment are confirmed in a written quote after assessment.
About Adept Lessor
A decade of adding value — adeptly.
Since 2015, we've grown from a small leasing firm into an award-winning company serving salary earners, families, small businesses and growing companies across Lagos — built on deliberate planning, integrity and trust.
“We'd rather die than fail in our obligations to our clients.”
- 2015
Adept Lessor Limited begins operations in Lagos.
- 2022
Gold for Customer Excellence (Africa Brands Awards) and BusinessDay Top 100 Fastest Growing SMEs.
- 2025
Celebrates 10 years and opens a second Lagos office in Magodo.
Clear terms
Your deposit, tenor and payment plan are agreed with you upfront — no surprises later.
Plans that fit your income
We structure each lease around what you can comfortably afford — month after month.
Award-winning service
Gold for Customer Excellence at the Africa Brands Awards 2022.
Two Lagos offices
Walk in at our Yaba head office or our Magodo office and speak to a real person.
Leadership
Tayo Adekoya
Founder & MD/CEO
Has led Adept Lessor since 2015, bringing over two decades of experience in corporate and personal finance leasing, lease documentation, pricing and portfolio management.
Lease application
Tell us what you need.
Three short steps. No documents needed yet — we'll tell you exactly what to provide after we review your request.
- Takes about 2 minutes
- No obligation — you'll get terms in writing first
- Your application is sent straight to our team on WhatsApp
Almost done — press send.
Your application has been opened in WhatsApp (or your email app). Press send there and our leasing team will respond during business hours.
Questions
Good to know
What is personal leasing?
Personal leasing lets you get an item — like an appliance, solar system or vehicle — and use it while you pay for it in agreed instalments, instead of paying the full price upfront.
What can I lease from Adept Lessor?
We lease home appliances and electronics (such as television sets and freezers), solar power sets, office equipment and vehicles. We also offer lease financing, financial planning and investment advisory services.
Do you lease to businesses as well as individuals?
Yes. We serve individuals as well as small and growing businesses that need equipment or vehicles for their operations.
What documents will I need?
Requirements depend on the item and your circumstances. Once you submit a request, our team will tell you exactly what to provide. Having a valid means of identification and proof of income ready will speed things up.
How much will my monthly payment be?
Your payment depends on the item's cost, any deposit and the tenor you choose. Use our budget planner for a starting point, then apply and we'll send you an exact written quote.
Where are you located?
Our head office is at No 28, Barikisu Iyede Street, by Adeshina Street, Onike, Yaba, Lagos, and we also have an office in Magodo, Lagos. We're open Monday to Friday, 8am to 5pm.
How do I get started?
Fill in the short application on this page, chat with us on WhatsApp, or call +234 809 862 2212. A member of our leasing team will get back to you.
Have a question that isn't here?
Contact
Let's talk about what you need.
Ready to get what you need — and pay over time?
Apply in about two minutes, or chat with our leasing team on WhatsApp.